By Nancy E. Hassel, LIPetPlace.com

National Pet Health Insurance Month

Did you know that September is National Pet Health Insurance Month?
It seems we have a month, day or week for nearly everything these days, but pet health insurance is more important now than ever. Founded in 2007, the North American Pet Health Insurance Association (NAPHIA) was formed and works collaboratively with its members to establish and maintain universal and professional standards for terminology, best practices, quality, and ethics in the pet health industry.

One company, Trupanion who is a member of NAPHIA recently announced a “No Dollar Limit” provision for their policy, which is really breaking the mold when it comes to pet health insurance companies.  Trupanion announced that they will no longer have a dollar limit on policies, per year incidents, year or lifetime.  Thomas Russo, Territory Partner of Long Island and Queens said, “This is an industry first.  I am thrilled to be part of a company that focuses more on the actual pet’s health care, than restrictions and stringent polices.”  This change will make other pet insurance companies wake up and take notice.

Limits are one way that pet insurance companies protect themselves from large benefit payouts and the potential of an expanding cost of claims. Many times, caps in benefit payments are not thoroughly understood and can place a company in an adversarial position with the policyholder. By removing the cap, Trupanion streamlines their policy and can focus more on resources on service.

Trupanion is also an industry leader in more ways than their no limit policy, they also cover 90% of claims, and pet owners can select any deductible from 0 to 1,000 dollars and find the premium that best suits them.  The company also offers a 30-day free trial certificate for new pet owners of pets under a year old.  So if you are looking for a company for your new pet, or old pet’s health insurance, do your research and check out Trupanion (www.trupanion.com).

Contact Thomas Russo: thomas.russo@trupanion.com
NAPHIA: www.naphia.org

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